@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/ba9851c3c22cd980-s.woff2) format("woff2");unicode-range:u+0460-052f,u+1c80-1c8a,u+20b4,u+2de0-2dff,u+a640-a69f,u+fe2e-fe2f}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/21350d82a1f187e9-s.woff2) format("woff2");unicode-range:u+0301,u+0400-045f,u+0490-0491,u+04b0-04b1,u+2116}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/c5fe6dc8356a8c31-s.woff2) format("woff2");unicode-range:u+1f??}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/19cfc7226ec3afaa-s.woff2) format("woff2");unicode-range:u+0370-0377,u+037a-037f,u+0384-038a,u+038c,u+038e-03a1,u+03a3-03ff}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/df0a9ae256c0569c-s.woff2) format("woff2");unicode-range:u+0102-0103,u+0110-0111,u+0128-0129,u+0168-0169,u+01a0-01a1,u+01af-01b0,u+0300-0301,u+0303-0304,u+0308-0309,u+0323,u+0329,u+1ea0-1ef9,u+20ab}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/8e9860b6e62d6359-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/_next/static/media/e4af272ccee01ff0-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Inter Fallback;src:local("Arial");ascent-override:90.44%;descent-override:22.52%;line-gap-override:0.00%;size-adjust:107.12%}.__className_d8ebd1{font-family:Inter,Inter Fallback;font-style:normal}*,:after,:before{box-sizing:border-box;margin:0;padding:0}:root{--bg:#0a0a0f;--bg-2:#111118;--bg-3:#17171f;--bg-panel:#13131a;--border:#1e1e2a;--border-2:#252535;--text:#e8e8f0;--text-2:#9898b0;--text-3:#5a5a70;--accent:#3b82f6;--accent-dim:rgba(59,130,246,.12);--accent-glow:rgba(59,130,246,.25);--green:#22c55e;--green-dim:rgba(34,197,94,.12);--red:#f87171;--red-dim:rgba(248,113,113,.12);--radius:10px;--radius-sm:6px;--shadow:0 1px 3px rgba(0,0,0,.4),0 4px 16px rgba(0,0,0,.3)}html{font-size:16px;scroll-behavior:smooth}body{background:var(--bg);color:var(--text);font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:var(--accent);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:1080px;margin:0 auto;padding:0 16px}.site-header{border-bottom:1px solid var(--border);background:rgba(10,10,15,.9);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);position:-webkit-sticky;position:sticky;top:0;z-index:50}.header-inner{justify-content:space-between;height:56px;gap:16px}.header-inner,.logo{display:flex;align-items:center}.logo{gap:8px;color:var(--text);font-weight:600;font-size:15px;white-space:nowrap}.logo,.logo:hover{text-decoration:none}.logo-icon{width:30px;height:30px;border-radius:7px;background:linear-gradient(135deg,#1d4ed8,#3b82f6);display:flex;align-items:center;justify-content:center;flex-shrink:0}.logo-badge{background:var(--accent-dim);color:var(--accent);border:1px solid rgba(59,130,246,.25);font-size:11px;font-weight:600;padding:2px 7px;border-radius:20px}.header-nav{display:flex;align-items:center;gap:20px;font-size:13px}.header-nav,.header-nav a{color:var(--text-2)}.header-nav a:hover{color:var(--text);text-decoration:none}.hero{padding:52px 0 40px;border-bottom:1px solid var(--border);background:radial-gradient(ellipse 80% 60% at 50% 0,rgba(59,130,246,.07) 0,transparent 70%)}.hero h1{font-size:clamp(26px,4vw,40px);font-weight:800;line-height:1.15;letter-spacing:-.03em;max-width:680px;margin-bottom:16px}.hero h1 span{color:var(--accent)}.hero p{color:var(--text-2);font-size:16px;max-width:580px;margin-bottom:20px}.hero-badges{display:flex;flex-wrap:wrap;gap:8px}.badge{font-size:12px;font-weight:600;padding:4px 10px;border-radius:20px}.badge.blue{background:var(--accent-dim);color:var(--accent);border:1px solid rgba(59,130,246,.25)}.badge.green{background:var(--green-dim);color:var(--green);border:1px solid rgba(34,197,94,.25)}.section{padding:36px 0}.section-title{font-size:20px;font-weight:700;margin-bottom:6px;letter-spacing:-.02em}.section-sub{color:var(--text-2);font-size:14px;margin-bottom:24px}.calc-wrap{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}@media (max-width:720px){.calc-wrap{grid-template-columns:1fr}}.calc-panel{background:var(--bg-panel);border:1px solid var(--border);border-radius:var(--radius);padding:24px;display:flex;flex-direction:column;gap:18px}.calc-panel-title{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--text-2)}.calc-panel-title .icon{width:22px;height:22px;border-radius:5px;background:var(--accent-dim);display:flex;align-items:center;justify-content:center;color:var(--accent);flex-shrink:0}.input-group{display:flex;flex-direction:column;gap:5px}.input-label{font-size:13px;font-weight:500;color:var(--text-2)}.input-label-opt{color:var(--text-3);font-weight:400}.input-prefix-wrap{display:flex;align-items:center;background:var(--bg-3);border:1px solid var(--border-2);border-radius:var(--radius-sm);overflow:hidden;transition:border-color .15s}.input-prefix-wrap:focus-within{border-color:var(--accent)}.input-prefix{padding:0 10px;color:var(--text-3);font-size:14px;border-right:1px solid var(--border-2);background:var(--bg-2);white-space:nowrap;height:40px;display:flex;align-items:center}.calc-input{flex:1 1;height:40px;padding:0 12px;background:transparent;border:none;outline:none;color:var(--text);font-size:15px;font-weight:500;font-family:inherit;min-width:0}.calc-input::placeholder{color:var(--text-3)}.calc-input.no-prefix{padding:0 12px}.calc-select{width:100%;height:40px;background:var(--bg-3);border:1px solid var(--border-2);border-radius:var(--radius-sm);color:var(--text);font-size:14px;font-family:inherit;outline:none;cursor:pointer;transition:border-color .15s;-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235a5a70' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding:0 32px 0 12px}.calc-select:focus{border-color:var(--accent)}.calc-select option{background:var(--bg-2)}.input-hint{font-size:11.5px;color:var(--text-3);line-height:1.4}.toggle-group{display:flex;gap:0;background:var(--bg-3);border:1px solid var(--border-2);border-radius:var(--radius-sm);overflow:hidden}.toggle-btn{flex:1 1;padding:9px 8px;background:transparent;border:none;color:var(--text-2);font-size:13px;font-weight:500;font-family:inherit;cursor:pointer;transition:background .15s,color .15s;display:flex;flex-direction:column;align-items:center;gap:1px}.toggle-btn:not(:last-child){border-right:1px solid var(--border-2)}.toggle-btn:hover{background:var(--bg-2);color:var(--text)}.toggle-btn.active{background:var(--accent-dim);color:var(--accent)}.toggle-sub{font-size:10px;opacity:.7}.result-main{border-radius:var(--radius-sm);padding:20px 16px;text-align:center;border:1px solid var(--border);background:var(--bg-3)}.result-main.owing{border-color:rgba(248,113,113,.2);background:rgba(248,113,113,.04)}.result-main.zero{border-color:rgba(34,197,94,.2);background:rgba(34,197,94,.04)}.result-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--text-3);margin-bottom:6px}.result-amount{font-size:clamp(28px,5vw,38px);font-weight:800;letter-spacing:-.03em}.result-amount.owing{color:var(--red)}.result-amount.zero{color:var(--green)}.result-sub{font-size:12px;color:var(--text-3);margin-top:4px}.effective-rate{display:inline-block;margin-top:10px;font-size:12px;font-weight:600;padding:3px 10px;border-radius:20px}.effective-rate.owing{background:var(--red-dim);color:var(--red)}.effective-rate.zero{background:var(--green-dim);color:var(--green)}.threshold-bar-wrap{display:flex;flex-direction:column;gap:5px}.threshold-bar-label{display:flex;justify-content:space-between;font-size:11px;color:var(--text-3)}.threshold-bar{height:6px;border-radius:3px;background:var(--border-2);display:flex;overflow:hidden}.threshold-bar-exempt{background:var(--green);transition:width .4s}.threshold-bar-taxable{background:var(--red);transition:width .4s}.breakdown-table{width:100%;border-collapse:collapse;font-size:13px}.breakdown-table td{padding:7px 4px;border-bottom:1px solid var(--border);color:var(--text-2)}.breakdown-table td:last-child{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;color:var(--text)}.breakdown-table .indent{padding-left:14px;color:var(--text-3);font-size:12px}.breakdown-table tr:last-child td{border-bottom:none}.breakdown-table .total td{font-weight:700;color:var(--red);font-size:14px}.breakdown-table .total.zero td{color:var(--green)}.breakdown-table .net-row td{color:var(--green);font-weight:600}.savings-tips{background:rgba(59,130,246,.06);border:1px solid rgba(59,130,246,.18);border-radius:var(--radius-sm);padding:14px 16px}.savings-tips h3{font-size:12px;font-weight:700;margin-bottom:8px}.savings-tips ul{list-style:none;display:flex;flex-direction:column;gap:6px}.savings-tips li{font-size:12px;color:var(--text-2);padding-left:14px;position:relative}.savings-tips li:before{content:"→";position:absolute;left:0;color:var(--accent)}.disclaimer-box{font-size:11px;color:var(--text-3);background:var(--bg-3);border:1px solid var(--border);border-radius:var(--radius-sm);padding:10px 12px;line-height:1.5}.affiliate-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:16px;gap:16px}.affiliate-card{background:var(--bg-panel);border:1px solid var(--border);border-radius:var(--radius);padding:20px;transition:border-color .2s}.affiliate-card:hover{border-color:var(--border-2)}.affiliate-card-icon{font-size:24px;margin-bottom:10px}.affiliate-card h3{font-size:15px;font-weight:700;margin-bottom:6px}.affiliate-card p{font-size:13px;color:var(--text-2);margin-bottom:14px;line-height:1.5}.affiliate-cta{font-size:13px;font-weight:600;color:var(--accent);border:1px solid rgba(59,130,246,.3);padding:7px 14px;border-radius:6px;display:inline-block;transition:background .15s}.affiliate-cta:hover{background:var(--accent-dim);text-decoration:none}.content-section{max-width:720px;background:var(--bg-panel);border:1px solid var(--border);border-radius:var(--radius);padding:32px 36px}.content-section h1{font-size:26px;font-weight:800;margin-bottom:16px;letter-spacing:-.02em}.content-section h2{font-size:18px;font-weight:700;margin-top:28px;margin-bottom:10px;letter-spacing:-.01em}.content-section h3{color:var(--text)}.content-section p{font-size:14px;color:var(--text-2);line-height:1.75;margin-bottom:12px}.content-section ul{padding-left:18px;margin-bottom:14px}.content-section li{font-size:14px;color:var(--text-2);line-height:1.7;margin-bottom:4px}.content-section strong{color:var(--text);font-weight:600}.content-section a{color:var(--accent)}.donut-wrap{display:flex;align-items:center;gap:18px;padding:4px 0}.donut-chart{width:96px;height:96px;border-radius:50%;position:relative;flex-shrink:0}.donut-hole{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:60px;height:60px;border-radius:50%;background:var(--bg-panel);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:1px}.donut-pct{font-size:14px;font-weight:800;color:var(--text);line-height:1}.donut-lbl{font-size:8px;color:var(--text-3);text-transform:uppercase;letter-spacing:.05em;line-height:1}.donut-legend{display:flex;flex-direction:column;gap:7px;flex:1 1}.donut-leg-item{display:flex;align-items:center;gap:7px;font-size:12px}.donut-dot{width:8px;height:8px;border-radius:2px;flex-shrink:0}.donut-leg-label{flex:1 1;color:var(--text-3)}.donut-leg-val{font-weight:600;color:var(--text);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.hold-banner{display:flex;align-items:center;gap:12px;background:rgba(59,130,246,.08);border:1px solid rgba(59,130,246,.25);border-left:3px solid var(--accent);border-radius:var(--radius-sm);padding:12px 14px}.hold-banner-icon{font-size:20px;flex-shrink:0}.hold-banner-body{display:flex;flex-direction:column;gap:2px}.hold-banner-body strong{font-size:13px;font-weight:700;color:var(--accent)}.hold-banner-body span{font-size:11.5px;color:var(--text-3)}.trust-row{display:flex;align-items:center;gap:6px;font-size:11px;color:var(--text-3);border-top:1px solid var(--border);padding-top:12px;margin-top:4px}.trust-row svg{flex-shrink:0;color:var(--green)}.related-grid{display:flex;flex-direction:column;gap:12px}.related-card{display:flex;align-items:center;gap:14px;background:var(--bg-panel);border:1px solid var(--border);border-radius:var(--radius);padding:16px 18px;text-decoration:none;color:var(--text);transition:border-color .15s,transform .15s}.related-card:hover{border-color:var(--accent);transform:translateX(3px);text-decoration:none}.related-card-icon{font-size:22px;flex-shrink:0}.related-card-body{flex:1 1}.related-card-title{font-size:14px;font-weight:700;margin-bottom:2px}.related-card-desc{font-size:12px;color:var(--text-3)}.related-card-arrow{font-size:18px;color:var(--text-3);flex-shrink:0}.ad-slot{width:100%;min-height:90px;margin:20px 0}.site-footer{border-top:1px solid var(--border);padding:28px 0;margin-top:40px}.footer-copy{font-size:13px;color:var(--text-3);margin-bottom:10px}.footer-links{list-style:none;display:flex;flex-wrap:wrap;gap:16px;margin-bottom:14px}.footer-links a{font-size:13px;color:var(--text-3)}.footer-links a:hover{color:var(--text)}.footer-disclaimer{font-size:11.5px;color:var(--text-3);max-width:680px;line-height:1.6}